Legal Policies: Terms of Use & Privacy Notice

Welcome to Chasing Angels. This page contains the terms that govern your use of our website and services, as well as our practices regarding your personal data.

Part 1: Terms of Use

1. Acceptance of Terms By accessing or using the Chasing Angels website and services (the "Services"), you agree to be bound by these Terms of Use and our Privacy Notice. If you do not agree to these terms, please do not use our Services.

2. Eligibility and Registration You may be required to register for an account or provide certain information to access specific features of our Services. You agree to provide accurate, current, and complete information during the registration process.

3. Financial Coaching Disclaimer Chasing Angels provides financial coaching and educational resources. Our Services are intended for informational purposes only and do not constitute professional financial, legal, or tax advice. We do not guarantee specific financial outcomes, and users are responsible for their own financial decisions.

4. Intellectual Property All content included in our Services, such as text, graphics, logos, images, and videos (including the "Chasing Angels" name and branding), is the property of Chasing Angels or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without express written permission.

5. User-Generated Content If you post comments, reviews, or other content ("User Content") through our Services, you grant Chasing Angels a non-exclusive, royalty-free, perpetual license to use and share this content publicly. You are solely responsible for the content you post and must ensure it does not violate any third-party rights.

6. Prohibited Conduct You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, or impair the website. This includes, but is not limited to, attempting to gain unauthorized access to our systems or collecting data from our Services without permission.

7. Payments and Refunds Payments for coaching or events are handled by secure third-party processors. By completing a purchase, you agree to the pricing and payment terms presented at the time of checkout. Refund policies for specific coaching packages or events will be provided at the time of purchase.

8. Limitation of Liability To the maximum extent permitted by law, Chasing Angels shall not be liable for any indirect, incidental, or consequential damages arising out of your use of the Services or your financial decisions.

9. Changes to Terms We reserve the right to modify these Terms of Use at any time. Your continued use of the Services after such changes constitutes your acceptance of the new terms.

Part 2: Privacy Notice

1. Overview At Chasing Angels, we value the privacy of individuals who use our websites and services. This Privacy Notice explains how we collect, use, and share the personal information of users of our Services. By using our Services, you agree to the collection, use, disclosure, and processing of your information as described here.

2. Information You Provide to Us

• Registration Information: We may ask for contact information such as your name, email, phone number, and mailing address. We may also collect demographic info like age, gender, income, or marital status.
• Communications: If you contact us directly for support, we may collect your name, contact details, and the contents of any messages or attachments you send.
• Events: Registering for in-person or online events may require your name, address, title, company, and email.
• User Content: Posts, comments, or reviews you share may be shared publicly through our Services.
• Payment Information: Payments are handled by secure third-party processors who collect necessary financial details. Chasing Angels does not store or have access to your full payment card information.

3. Information Collected Automatically (Cookies) When you visit our website, we may automatically collect info from your device—such as your IP address and browser type—via cookies and similar tracking technologies.

4. Sharing and Selling of Information

• We share info with carriers (USPS/UPS) and processors (Stripe/PayPal) to fulfill our contract with you.
• We share info with service providers (like email platforms) or if required by law.
• We do not sell personal information to third parties.

5. Data Security and Retention We use commercially reasonable security measures to protect your data and retain it only as long as necessary to provide our services.

6. Your Rights and Choices

• Opt-out: You can opt-out of marketing emails at any time.
• Access/Delete: You have the right to request access to or deletion of your personal information.
• US Privacy Rights: Residents of certain states (including CA, VA, CO, CT, UT) have the right to know, delete, correct, and receive non-discriminatory service.

Contact Us

For any questions regarding these policies or to exercise your privacy rights, please contact us at: chasingangels333@gmail.com.